What is Kisan Credit Card? PM Kisan Credit Card Online Apply

Kisan Credit Card (KCC) program was introduced in 1998. It was initiated in order to help short-term loan agricultural producers to access financial services on a wider scale and Kisan credit card was introduced by NABARD (National Bank for Agriculture and Rural Development). Farmers get a chance to avail their own cards at very competitive rates from kisan credit card yojana, which are much lower than the prevailing interest rates of the money lenders. Farmers are able to pay their expenses and other loan requirements on time as the repayment schedules and the interest rates are relaxed to facilitate better economic conditions for all. In this post, we will give you a brief detail of the pm Kisan credit card online apply. It is similar like PM Kisan Yojna

What is Kisan Credit Card? PM Kisan Credit Card Online Apply

The very basic aim of the KCC program was to help the farmers to improve their cash flow and thereby boost their income and profit. KCC is an unsecured cash credit facility that allows all the small-scale and rural economy farmers to get hold of quick cash. KCC scheme has two key features that have made it very popular. These features are termed the Key Features of KCC.

Kisan Credit Card Interest Rate

The basic and important feature of this yojana is termed the No-Interest period. The farmers are not asked to pay any interest even for the period till the time he applies for the card. Hence, this feature is very beneficial for the farmers. For the borrowers, this can easily bring down their monthly payments to half or even less. Hence, this makes it a very useful financial tool. Kisan Credit Card Interest Rates chart is below mentioned. Kisan Credit Card Interest Rate will help you for proper planning.

Bank NameInterest Rate
State Bank of IndiaUp to Rs. 3.00 Lacs – 7%
Axic Bank8.85%
Indian Overseas Bank Kisan Credit Card7%
UCO Bank7%
HDFC Bank9% to 16.69%
Punjab National Bank4%

Kisan Credit Card Online Apply?

This scheme has another very important feature which is termed the Common Service Centers (CSC). You can apply for Kisan Credit Card online. This yojna also comes with a special offer of a low interest rate with the facilities of 24-hour online access CSC. It is mainly because of this twenty-four-hour online access that the farmers can get access to various tools and information about the schemes. You can apply for the Kisan Credit Card Online through CSC. your query how to apply kisan credit card will be solved after go through the full post.

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Also, as per this facility, one can also compare the different rates of the various Kisan credit card scheme available in the market and can choose the best one out of them according to his current financial condition. As every customer has different financial needs and requirements, so this is a very useful feature of this yojana.

The Kisan Credit Card Online Apply steps are simple. You can follow the below steps to apply for Kishan Credit Card.

  1. Visit the Official Website of PM Kisan – https://pmkisan.gov.in/
  2. Click on the “Download KCC Form” button on the homepage
  3. The KCC form will be displayed or will be donwload. You can get the form directly from here > Download Form
  4. Take a print out & now fill the required details such as name, land, crop details and other information and also, attach necessary documents.
  5. After completing the above steps submit the form in your nearest bank which provide KCC loan.
Kisan Credit Card Online Apply?

Kisan Credit Card Form PDF

You can download Kisan Credit Card Form PDF from the official website or click here to download the Kishan Credit card form.

Download The Form

How to apply for Kisan Credit Card Scheme through online Banking?

To apply for Kisan Credit Card Scheme online through Online Banking you need to visit the bank’s website. Follow the below steps to apply for PM Kisan Credit Cards through net banking.

  1. Visit the below links of online banks portal of KCC. After that you can directly apply for KCC loan from the banks portal.
Bank NameLink
State Bank of IndiaClick Here
Allahabad BankClick Here
Andhra BankClick Here
Axic BankClick Here
Bank of BarodaClick Here
Bank of MaharashtraClick Here
Canara BankClick Here
HDFC BankClick Here
ICICI BankClick Here
Odisha Gramya BankClick Here
Punjab National BankClick Here
Sarva Haryana Gramin BankClick Here

There are many banks that provide KCC loans such as sbi kisan credit card.

Apply For Kishan Credit Card From Common Service Center(CSC)?

You can also apply for a KCC loan from CSC. Below are some steps of How to apply for a Kishan credit card from CSC.

  1. Visit the link > https://eseva.csccloud.in/KCC/Default.aspx
  2. After the website open click on “Apply New KCC

Document Required For Kisan Credit Card Yojana

The following Document will be Required For Kisan Credit Card Yojana:

  1. ID proof such as Aadhaar card/PAN card/Voter ID/Driving Licence/Passport/ NREGA Job Card.
  2. Address Proof – Aadhaar card, Voter ID, Ration Card, Property Registration Document, NREGA Job card, Bank Account.
  3. Land documents
  4. You may also need to submit more document while submitting the form to the banks. You can ask for banks personals for further required documents.

How to check Kisan Credit Card status?

The Kisan credit card status online can be check through the official website and also you check the status on its CSC. This not only saves money but also provides the customers with the ease of accessing their applications. It has always been observed that applying for this scheme online is the easiest way to obtain such cards. Even if you don’t have internet connectivity at your home, you can still apply for this faculty online as there are several CSC that provide the facility of applying for a Kisan credit cards online. However, you have to ensure that you get all the relevant information about the particular lender from the various websites.

Steps to check the status of the Kisan Credit Card

  1. Visit the link > https://eseva.csccloud.in/KCC/Default.aspx
  2. Click on the “View Status KCC” and you can check status of KCC by CSC ID & Password.

Kishan Credit Card (KCC) eligibility criteria

Kisan credit card is issued through the scheme named the National Agricultural Development Fund or the NADF. You will also need to check Kishan Credit Card (KCC) eligibility criteria before applying for KCC loans.

The rates charged are fixed after considering the income of each family member. For the benefit of the farmers of Indian agriculture, this scheme was designed and if your eligibility criteria match then you can avail of this benefit. Thus, the farmers can get the benefit of low-interest and free seeds and other agricultural supplies on regular basis.

The main eligibility criteria are:

  1. Age should be 18 years and the maximum age is 75 years
  2. Must be a permanent resident of India.
  3. Farmers – individual/joint borrowers who are owner cultivators

Kisan credit card customer care number

Also, Farmers have been found to be the main users of the Kisan credit cards schemes as the high-interest rates charged by the traditional banks and money lenders have been reducing. However, long-term loans have been increasing the competition among the lenders. This scheme has been launched by the Indian government so as to help the farmers to make their agricultural production more effective. This scheme has been helping farmers in meeting their financial needs. Thus, it is a great relief for the farmers of this scheme. Also, if you have doubts about which is still covered by us you can contact the Kisan credit card customer care number for better understanding.

Kisan credit card customer care number: 155261 / 1800115526 or 0120-6025109

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