RTGS Full Form

RTGS Full Form Real-time Gross Settlement.

What is RTGS? Rtgs Full Form In Banking Real-time Gross Settlement, also abbreviated as RTGS, is an expert capital transfer system in which the transfer of securities or cash takes place between any two banks on a “live” and “real-time basis.” Settlement in “live” time means that there is no waiting period (such as might exist for an electronic transaction); and, whereas settlements made in “live” time may be delayed until the next banking day, settlements made in “real-time” can be received by the relevant party immediately after the settlement agreement has been reached. Thus, real-time settlements give traders greater flexibility in dealing with live settlements. They also offer many additional benefits such as real-time pricing and real-time quote generation.

rtgs full form, rtgs limit, rtgs charges

RTGS Full Form In Hindi

रियल टाइम ग्रॉस सेटलमेंट

RTGS Timings | Operating hours

Real-time gross settlement systems offer a number of advantages to people who are looking to obtain cash quickly. The system allows for faster transfer of funds and it takes place on an online fund transfer basis. Also, unlike the traditional transfer of funds, there is no need to wait for an additional bank to process the transaction before taking advantage of the profit potential. People who are interested in using RTGS can find many different types of online systems. RTGS Timings is a factor to transfer the amount. While checking for Timings you can also check for Interest Rates On Fixed Deposit & Loan.


Previously SBI RTGS Timing was 9:30 AM to 4:30 PM but now RTGS New Timings SBI RTGS will be available 24x7x365. That means you can transfer money through any time SBI.

As same as SBI RTGS Timings HDFC is now available 24/7 (except 11.30 PM to 00:30 AM)

After all, banks have made the Real Time Gross Settlement System was made available 24x7x365


Earlier the banks offer RTGS and NEFT only for a limited time in a day. But Currently, all banks have made RTGS and NEFT available on a 24x7x365 basis from December 2019. There is no time limit is for NEFT & RTGS. Also know about PM Kisan samman nidhi yojana online apply

RTGS Limit

Transaction limit has set by many banks but some private banks don’t restrict the upper limits of RTGS. We have added State Bank Of India (SBI), HDFC, Axis Bank Transaction limits. This information is collected from official sources.

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The minimum transfer Rtgs Daily Limit in SBI is Rs. 2 Lakhs and the maximum limit is Rs. 10 Lakhs. RTGS Limit SBI is different from other banks. Because other banks don’t have any maximum limit.


The RTGS Limit HDFC has a wide range. The minimum transaction limit is ₹2 lakh. The upper limit has a factor. If you transfer the money from the branch then there will be no transaction limit. But if you transfer the amount online then a Maximum of up to ₹50 lakh per day can transfer.

Axis Bank RTGS Limit:

Axis Bank RTGS Limit is the same as HDFC bank. The minimum limit for RTGS in Axis Bank is ₹2 lakh & there is no maximum limit. Online you can only transfer a maximum of up to ₹50 lakh per day.

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RTGS Charges:

SBI RTGS Charges:

Real-time gross settlement systems provide a number of important advantages over the traditional transfer of funds transfer system. While SBI RTGS Charges are also very minimum and reliable.

  • Up to Rs 10,000 SBI RTGS Charge: Rs. 2
  • Rs. 10,000 – Rs. 1 lakh: Rs. 5
  • Rs. 1 lakh – Rs. 2 lakh: Rs. 15
  • Above Rs. 2 lakhs: Rs. 25
  • Above Rs. 5 lakhs: Rs. 50

HDFC RTGS Charges:

HDFC Bank Charge for RTGS: Rs. 15 + Applicable GST.

ICICI Bank RTGS Charges:

ICICI Bank charges for RTGS

Transaction upto ₹ 2 lakh: No charges
Rs. 2 lakh – upto 5 Lakh: Rs.20 + Applicable GST
Rs. 5 lakh – upto 10 Lakh: Rs.45 + Applicable GST

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